Hospitality / Restaurants

Choice Insurance Solutions new and exclusive policy designed specifically for businesses providing food and beverage services including restaurants, cafes, caterers and takeaway outlets is a broad combined product offer, both in terms of coverage and capacity.

We have successfully utilised our product knowledge and expertise in designing this exclusive product and we welcome the opportunity to provide you with one of the most comprehensive and competitive offers in the market place today.

It provides full cover for Accidental and Equipment Breakdown up to the fully declared Material Damage values. Additionally, there is a Management Protector section which provides a combined Directors' and Officers' Employee Dishonesty and Personal Accident cover.

You are automatically covered for:

  • Full Accidental Damage cover
  • Full Equipment Breakdown cover
  • Deterioration of Stock - $10 000
  • Burglary/Theft cover - $20 000
  • Money cover - $20 000
  • Glass - replacement value
  • Employee Dishonesty - $10 000
  • Transit Cover - $50 000
  • Business Interruption (on gross revenue)
  • Equipment Breakdown Business Interruption - $250 000
  • Claims Preparation Costs - $50 000
  • Health Closure
  • Murder, Suicide or Criminal Inquiry
  • Public and Products Liability up to $20 000 000
  • Personal Accident  - $10 000 (option)
  • Directors & Officers Liability - $50 000 (option)

The above is an example of minimum limits depending on policy sections taken, and can be increased upon request.

To obtain a quote simply fill in our Contact Form and provide us with your postcode, annual turnover & asset replacement values.

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Financial Lifestyle Solutions

Australia Financial Services
Licensed 232498

A Member of the Zurich Financial Services Group